by Greg Dillard CFP (TM) | Nov 5, 2024 | Investment Changes
October 2024 Investment Changes view all blog posts " October 2024 UPDATES We sold commodities-based fund and exchanged into a high yield money market fund. WHY? Commodities are generally used as an inflation hedge in portfolios, especially in times where fixed income...
by Greg Dillard CFP (TM) and Matt Gazaway CFP (TM) | Sep 20, 2023 | All Posts
When it comes to saving for retirement, women may have extra challenges, even those with a higher-than-average income. For retirement planning, CNBC reports that women save less than men. The pandemic worsened matters, with more than 2.3 million women leaving the...
by Greg Dillard CFP (TM) and Matt Gazaway CFP (TM) | Sep 6, 2023 | All Posts
Building a budget is a great way to get a handle on your finances and spending habits. It allows you track where your income goes each month, helping you to cut back where you need to or reallocate portions of your income to different areas in your life. But it can be...
by Greg Dillard CFP (TM) | Aug 4, 2023 | All Posts
Establishing and sticking to a budget is an important life skill to learn, even for college students who are focused on keeping up their grades and getting a good job when they graduate. Budgeting may help them understand how much money they need to cover necessary...
by Greg Dillard CFP (TM) | Jul 20, 2023 | All Posts
One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the year of conversion, which might be a substantial tax bill. However, if...
